Regulation (EU) 2024/1689 · the EU AI Act

The EU AI Act is here. Find out what you owe — and by when.

The world’s first comprehensive AI law sorts every system into four risk tiers. Some uses are already banned; high-risk duties land in 2027. This page decodes it by tier, by date, and by article, in plain language.

Next enforcement · GPAI fining powers · 2 Aug 2026
  • Unacceptable

    Banned outright · Art. 5

    In force Feb 2025 · €35M / 7%

  • High risk

    Full obligations · Arts. 9–15, 19

    From Dec 2027 · €15M / 3%

  • Limited risk

    Transparency only · Art. 50

    From Aug 2026

  • Minimal risk

    No obligations · voluntary codes

    Most AI today

How the Act sorts every AI system

Higher tier = more obligation. + GPAI overlay · Arts. 51–56.

Does this apply to me?

Find your obligation in one line.

The Act regulates by what your AI does, not what industry you’re in. Match your case below to see the tier, the deadline, and the maximum fine.

Your product uses a chatbot or generates contentArt. 50
Limited risk · transparencyFrom Aug 2026
Label AI outputDisclosure duty
Spam filters, recommenders, most internal tooling
Minimal riskNo obligations
Voluntary codes onlyNone

Article 113 · staggered application

Two deadlines have passed. Three are ahead.

Each date switches on a wall of obligations. The next one is highlighted.

  1. 2 Feb 2025

    Bans + AI literacy

    Art. 4 & Art. 5 apply.

  2. 2 Aug 2025

    GPAI + governance

    Art. 53 duties and penalty applicability begin.

  3. 2 Aug 2026 · next

    GPAI fines attach

    Commission fines under Art. 101 become exercisable.

  4. 2 Dec 2027

    High-risk wave

    Annex III duties (Arts. 6–15, 19). Deferred by the Digital Omnibus.

  5. 2 Aug 2028

    Sectoral high-risk

    Annex I product-embedded systems.

Articles 99 + 101

Four fine bands. One CFO conversation.

Article 5 prohibitions carry the top band, €35M or 7% of global turnover, whichever is higher. Bars drawn to scale.

TIER 1
€35M · 7% of global turnover
Article 5 prohibitions: absolute, no opt-outArt. 99(3)
TIER 2
€15M · 3% of turnover
High-risk operator + conformity failures (Arts. 8–27)Art. 99(4)
GPAI
€15M · 3% · GPAI
GPAI providers, Commission-imposed via the AI OfficeArt. 101(1)
TIER 3
€7.5M · 1% of turnover
Supplying misleading information to authoritiesArt. 99(5)

Article 99(6) · SME proportionality. For SMEs and start-ups, the fine is whichever is lower of the turnover percentage or the euro cap, the inverse of the rule for larger firms.

Article browser

Pick an article. See exactly what it asks of you.

Plain-language summary, who it hits, enforcement date, penalty band, and the tool that produces the evidence, in one click.

Source: Regulation (EU) 2024/1689 · Official Journal of the European Union · Not legal advice.

Cross-cutting explainers

Two scope regimes. Different rulebooks.

Article 6 + Annex III

What counts as high-risk

Eight Annex III use-cases trigger the full obligations stack (risk management, data governance, documentation, accuracy). Profiling keeps a system in scope.

1Biometrics · categorisation & emotion inference
2Critical infrastructure · road, water, gas, electricity safety
3Education · admission, evaluation, monitoring
4Employment · recruitment, promotion, performance
5Essential services · credit scoring, insurance, benefits
6Law enforcement · risk assessment, evidence, profiling
7Migration & borders · visa, asylum, identity checks
8Justice & democracy · judicial support, election influence

Articles 51–56

GPAI model providers

General-purpose AI sits on a separate chain, enforced by the European Commission via the AI Office, not member states. A systemic-risk overlay activates above 10²⁵ FLOPs.

53Baseline obligations · Annex XI docs, copyright policy, training-data summary
51Systemic-risk threshold · above 10²⁵ FLOPs cumulative compute
55Systemic-risk duties · model evaluation, adversarial testing, incident reporting
101Sanctions · up to €15M or 3%, imposed by the Commission

A 7% turnover penalty is a number a CFO sees before any technical detail lands.

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